Our Services
Cleveland Prosperity Solutions offers a comprehensive range of insurance services designed to provide financial security and peace of mind for individuals, families, and businesses. Our expertise ensures clients receive tailored solutions, competitive pricing, and top-tier customer support to meet their unique needs.
Services We Provide
- Benefit Design & Analysis – Evaluating the impact of benefit changes
- Competitive Pricing Assessment – Reviewing market trends and competitor pricing
- Carrier & Administration Evaluation – Assessing provider flexibility and performance
- Health Risk Management – Programs to lower healthcare costs and improve well-being
- Wellness Programs – Strategies to enhance employee health and productivity
- State Mandate & Network Compliance – Ensuring regulatory coverage compliance
- Compliance & Communications Support – Legal compliance and employee education
- COBRA Administration – Managing continued coverage for former employees
- Claims, Billing & Enrollment Assistance – Ongoing support for insurance management
- Property & Casualty Services – Insurance for homes, vehicles, and businesses
Insurance Solutions We Offer
Health Insurance
- Individual & Family Plans – HMO, PPO, POS, Indemnity, Self-Insured, Medicare
- Group Health Benefits – Employer-sponsored health plans
- HSA-Qualified Plans – Health Savings Account compatible options
Dental & Vision Insurance
- Dental – PPO, Indemnity, and DMOs
- Vision – Standalone and bundled coverage
Life Insurance
- Term Life – Affordable, time-specific protection
- Whole & Universal Life – Permanent coverage with cash value benefits
- Accidental Death & Dismemberment (AD&D) – Financial protection against accidents
Disability & Long-Term Care
- Short-Term & Long-Term Disability – Income protection for illness or injury
- Long-Term Care Insurance – Support for extended care needs
Voluntary Benefits
- Supplemental Insurance – Life, disability, dental, cancer, and critical illness
Property & Casualty Insurance
- Homeowners Insurance – Protection for home, belongings, and liability
- Auto Insurance – Coverage for personal and commercial vehicles
- Business Insurance – Property, liability, and continuity solutions
Our Insurance Providers
We partner with top-rated carriers recognized for:
- Outstanding customer service
- Efficient claims handling
- Financial strength and stability
- Extensive provider networks
- High A.M. Best Ratings (A+/A)
Our network includes:
Aetna, Blue Cross Blue Shield, Humana, Guardian, MetLife, United Healthcare, Principal, Lincoln Financial Group, Prudential, Reliance Standard, Trustmark, The Standard, and more.
Why Choose Cleveland Prosperity Solutions?
We believe that insurance is more than just protection—it’s a foundation for financial security and prosperity. Whether you’re an individual looking for the right coverage or a business aiming to provide competitive employee benefits, we are here to guide you every step of the way.