Our Services
Cleveland Prosperity Solutions offers a comprehensive range of insurance services designed to provide financial security and peace of mind for individuals, families, and businesses. Our expertise ensures that our clients receive tailored solutions, competitive pricing, and top-tier customer support to meet their unique needs.
Services We Provide
Our services include, but are not limited to:
- Benefit Design & Analysis – Evaluating the impact of benefit changes on individuals and businesses.
- Competitive Pricing Assessment – Reviewing market trends and peer/competitor pricing.
- Carrier & Administration Evaluation – Assessing strengths, weaknesses, and flexibility of insurance providers.
- Health Risk Management – Implementing programs to reduce healthcare costs and improve well-being.
- Wellness Programs – Offering strategies to enhance employee health and productivity.
- National Networks & State Mandates Compliance – Ensuring coverage meets regulatory requirements.
- Compliance & Communications Support – Assisting with legal requirements and employee education.
- COBRA Administration – Managing continuation of coverage for former employees.
- Claims, Billing & Enrollment Assistance – Providing ongoing support for policy management.
Insurance Solutions We Offer
We provide a variety of health, life, and supplemental insurance options, including:
Health Insurance
- Individual & Family Plans – HMO, PPO, POS, Indemnity, Self-Insured, Medicare Plans.
- Group Health Benefits – Customizable employer-sponsored health plans.
- HSA-Qualified Plans – Health Savings Account (HSA) compatible options.
Dental & Vision Insurance
- Dental Plans – PPO, Indemnity, and Dental Medical Organizations.
- Vision Coverage – Standalone and bundled vision insurance options.
Life Insurance
- Term Life Insurance – Affordable, time-specific coverage.
- Whole & Universal Life – Permanent coverage with cash value benefits.
- Accidental Death & Dismemberment (AD&D) – Financial protection against accidental loss.
Disability & Long-Term Care Insurance
- Short-Term & Long-Term Disability – Income protection for unexpected events.
- Long-Term Care Insurance – Coverage for extended care needs.
Voluntary Benefits
- Supplemental Insurance – Life, disability, dental, cancer, and critical illness coverage.
Our Insurance Providers
We partner with leading insurance carriers to provide reliable, high-quality coverage. The companies we work with are recognized for:
- Exceptional customer service
- Efficient claims processing
- Strong financial stability
- Comprehensive provider networks
- Superior (A+/A) ratings from A.M. Best
Our network includes:
Aetna, Blue Cross Blue Shield, Humana, Guardian, MetLife, United Healthcare, Principal, Lincoln Financial Group, Prudential, Reliance Standard, Trustmark, The Standard, and more.
Why Choose Cleveland Prosperity Solutions?
We believe that insurance is more than just protection—it’s a foundation for financial security and prosperity. Whether you're an individual looking for the right coverage or a business aiming to provide competitive employee benefits, we are here to guide you every step of the way.